Identity Theft

[AVGWarhawk]

After mailing in the IRS Identity Theft Affidavit it was recommended to contact SS and file same. The missus called. Listen to music. A repeating message that representatives are busy with other customers. Eventually suggesting to call back at another time. Then hangs up. Sheesh......

[Jimbuna]

Originally Posted by AVGWarhawk

Use credit cards. If someone runs them it's up to the issuer of the card to go get their money back. After all,it's not your money. It's the banks. You only asked to borrow some and pay back with interest.

Precisely

[AVGWarhawk]

All quiet on the western front. No attempts at the bank for a week. New accounts established and locked. No alerts from Aura or MyIDCare of applications for credit or loans. No alerts our SS numbers where run.

I wonder if these criminals attempt a Blitzkrieg.? Come in fast until the SS# and ID theft is flagged. The info is now hot after a few days of stealing. They move into some other unsuspecting persons info and do it again.

[Aktungbby]

make sure also that no one has impaired your title on your home to get a fraudulent loan against your property.

[AVGWarhawk]

Originally Posted by Aktungbby

make sure also that no one has impaired your title on your home to get a fraudulent loan against your property.

Aura watched deeds. All property past and present are clear as shown on my Aura app.

[AVGWarhawk]

I don't understand the bank. I open a new account as recommended. All is well here. The old account is left open with $43.09 balance because the bank needs to reimburse me $1700.00 They said it needs to stay open until the funds are released. Fine. Another fake check is passed for $2100.00 on this old account that is FLAGGED. A branch cashed the fake check for the full amount even with a balance showing $43.09. They then find the check is no good and send the overdraft protection to my bank credit card. I wake up to emails stating $2150.00 was removed from the old account and charged to the credit card. WTH? The account is FLAGGED!!!! Sigh......

[Armistead]

Happened to me years ago. I did my bills and such in my office at work and locked papers in my file cab. Long short story, I believe I got a call at work from some security agent detective with a credit card firm. Told him I didn't have one there, but turns out someone got several cards on me and had ran up about 30K fast. Seems first it was they didn't believe me. I was on the phone with several numerous times, had to like sign my name 100's of times for comparison and even told I match on one, which was about 1k in porn calls back then. Met with local police who asked a lot of questions without telling me much. In the end...the cleaning company that did our office had an employee breaking into my cabinet with some key to get all my info. Police arrested him and found many more credit card apps in my name and others. He was an illegal and once posted bail fled. Told all those companies to never issue cards in my name. About 2 years later he got me again in Cali for a few 1000 on one card going to Disney. I got all cleared and didn't have to pay but spent more hours that I can recall proving it wasn't me and on the phone and talking to police. It took years tho to get my credit cleared up.

[AVGWarhawk]

That's awful. Similar happened to a coworker. Started getting credit card bills from local electronics stores. His SS# stolen at work. I don't know how the thieves got my wife's SS#. Certainly some company with our info has been breached but has not advised those affected. I guess they hope it would go away and when it doesn't then it's time to talk.

So far just bad checks getting cashed at our bank. We have that under control. Hope the paid for monitoring program works.

[Rockstar]

If you ever had a security clearance background check while married to your current wife. Then most likely you and her were one of the 23 million people that had your data, your next of kin’s data and close acquaintances data compromised when OPM was breached several years ago. Everything, including SSN is out there now.

Don’t know what to say other than there are two kinds of people in this modern world. Those who are going through what you are, and those people that will.

I signed up for bank alerts which let me know when my accounts are accessed or transaction occur. Just yesterday I tried to make a $1300.00 credit card purchase at a big box store and my phone lit up with suspicious activity alerts. My bank shut it down and would not allow me to make the purchase. I ended up standing at the counter for about 20-30 minutes answering key questions trying to convince them it was me. I was eventually allowed to make the purchase. Considering the possibilities it was at worst only a minor inconvenience which I would gladly endure again. I called the bank later that evening and thanked them for making sure it was me who was spending my money and not someone else.

My brother is a retired detective. He said data breaches happen more often than we could ever imagine.

[AVGWarhawk]

Originally Posted by Rockstar

If you ever had a security clearance background check while married to your current wife. Then most likely you and her were one of the 23 million people that had your data, your next of kin’s data and associates data compromised when OPM was breached several years ago. Everything, including SSN is out there now.

Don’t know what to say other than there are two kinds of people today. Those who are going through what you’re going through and those that will.

That is how mine was breached. My info on a government computer for exactly that, security clearance. It was years ago, however, the government provided free watch via MyIDCare. It has worked well. I do see on the report where loans have applied for(kids colleges and cosign on car loans). One entity in TX attempted a loan on me a few years ago. It was stopped. I have also signed us both up on Aura. No oddities or alerts. My thoughts the scammers know the SS# are now hot.

[Rockstar]

Originally Posted by AVGWarhawk

That is how mine was breached. My info on a government computer for exactly that, security clearance. It was years ago, however, the government provided free watch via MyIDCare. It has worked well. I do see on the report where loans have applied for(kids colleges and cosign on car loans). One entity in TX attempted a loan on me a few years ago. It was stopped. I have also signed us both up on Aura. No oddities or alerts. My thoughts the scammers know the SS# are now hot.

Really, those cheap bastards gave me only three years of free identity monitoring.

[AVGWarhawk]

Originally Posted by Rockstar

Really, those cheap bastards gave me only three years of free identity monitoring.

That was what was offered when my info was taken. Three years. I was provided protection July 2015. I still get emails monthly and coverage to this day. One time falling through the cracks is a good thing!

[Aktungbby]

Originally Posted by Rockstar

Don’t know what to say other than there are two kinds of people in this modern world. Those who are going through what you are, and those people that will.
My brother is a retired detective. He said data breaches happen more often than we could ever imagine.

...and then there's the damn State of California that recently announced that all info on CCW holders "had been breeched...inadvertantly??!" Now that fat little man in N.Korea and the world knows I pack a Colt's .357 Python, a Llama 1911 .45, and a Beretta DAO .9mm...everytime I go out to CosCo, Walmart or my ATM machine to get cash so I don't have to use credit cards.

[mapuc]

I confess there are things written here in this thread I can't understand..

Maybe it's because we do not have this system here..

Ohh Identity theft we have..and it happens almost everyday, that a poor person get their identity stolen.

It happened for my Moms best friends. This was years ago though.

Main reason for these identity theft is mostly because of the person being reckless with their security numbers or Personal numbers, which each citizens here in Denmark and Sweden have.

Markus

[Rockstar]

Originally Posted by Aktungbby

...and then there's the damn State of California that recently announced that all info on CCW holders "had been breeched...inadvertantly??!" Now that fat little man in N.Korea and the world knows I pack a Colt's .357 Python, a Llama 1911 .45, and a Beretta DAO .9mm...everytime I go out to CosCo, Walmart or my ATM machine to get cash so I don't have to use credit cards.

I read not too long ago, the Great State of Maryland highway patrol (among others) have access to out of state CCW information when they run out of state plates transiting the area. Some officers were caught wrongfully using 10-28 information as articulable suspicion to detain and search of out of state vehicles.

Democrats