Perhaps you should have a bit less paranoia Mr beanie and consider changing your account settings instead, that's enough piss taking for now.
Have a read of the link below and decide if you want a local account or a Microsoft one, from what I can remember of all this account and update nonsense it's that Win 10 Home editions and Win 10 pro editions are slightly different, that's up to the user to look into if you go down this path.
The Difference Between Local and Microsoft Accounts in Windows
https://www.lifewire.com/local-vs-mi...indows-3507003